Independent · Seattle · WA·ID·OR·AZ
Insurance is a commodity.
You're not.
We're an independent brokerage for people who want a trusted advisor, not a transaction. Tell us what you've built. We'll compare suitable options from the insurers we can access and explain the differences that matter.
Existing client? Go to the Service Center
01 · Where to start
What do you need to protect?
Auto
Home
Business
Pets
02 · How it works
No call center.
No sales quotas. Just three steps.
Tell us about you
A two-minute conversation. Address, age, what you do, what you already have. Nothing invasive.
We shop the market
Suitable options from the insurers we can access, compared side by side on coverage, exclusions and cost. Ask us which markets we approached and how we're paid.
You pick coverage
We sit with you, walk every line, flag the gaps. You sign for what fits, not what we sold.
03 · The Coverage Explorer
Most insurance sites tell you
what you bought. Explore the coverage questions worth reviewing.
Click any orange dot. We'll walk you through the risk in plain English and the coverage questions it raises, and you can add them to a quote request. These are educational examples, not a review of your policy.
Click any spot. We'll show you the risk insurance is actually built for.
04 · By industry
We speak your industry.
A small business policy is written for a generic shop. Yours should be written for your trade: its deductibles, its exclusions, and insurers that know the industry.
Creative Studios
Errors & omissions, gear, and liability for designers, photographers, agencies, and dev shops.
Read the guideRestaurants
Kitchen fire, food spoilage, liquor liability, and a tuned Business Owners Policy.
Learn about restaurant insuranceContractors
General liability, tools and jobsite questions for trades and contractors.
Read the guideNonprofits
Directors & officers, volunteer accident, and special event liability.
Learn about nonprofit insuranceRetail Business
Inventory, slip-and-fall and business interruption questions for storefronts and online sellers.
Learn about retail store insuranceProfessional Services
E&O for lawyers, accountants and consultants, matched to the services you provide.
Read the guide05 · Why people switch
Don't take our word for it.
We'd rather you hear it from our clients than from us. Read reviews on Google, or call 206 · 363 · 1110 and ask us anything. And keep in mind: after 100 years, many of our clients have been with us for years and years, they just aren't the type to post about it online.
Read reviews on Google06 · The fine print
The plain-English blog
Why Your Homeowner's Policy May Not Cover the Full Rebuild
Your dwelling limit may lag what a rebuild costs today. Here's why the gap opens, and the coverages to check before a claim tests your policy.