As of late, I’ve noticed some innovative new disrupters in the insurance industry. YAY! It’s taken so long for the startup world to look at insurance because, let’s face it, it’s NOT exactly sexy!
Most of the new trending products revolve around making matters of insurance more accessible to the everyday buyer, increasing the ease of choosing and purchasing policies yourself. Yes, we’ve been down this road with Amazon and travel, etc. It makes some sense to purchase this way. I myself, can’t help but experience the excitement—I’m always on the bleeding edge with new technology.
However, sometimes doing it yourself means that you, are your own expert. Hey, that’s great if you’re willing to take the time to do the research. But even then, there are limitations.
Most people consider me to be pretty intelligent. I’ve been in this business for quite some time now and, thus, have a few advanced designations in insurance. That’s just it though, I’ve spent years learning what I know—around 30 actually. So, it’s hard to believe that a “do it yourselfer” is going to make the same choices they would if a professional were to consult them. And guess what?
I’ve been saying for years that all people pay a LOT of money for auto, and home, and boat, and all kinds of insurance. Sometimes you have a policy that you don’t understand for years until you experience a loss. And then. You realize that you don’t have enough, you could have paid a little more for a lot more coverage, etc.
You pay the SAME using our services as going directly to a company or using their cool new application.
So take advantage of the “free” advice. If you have a claim and it is a big one, you’ll glad you did!
Nevertheless, I’m still happy that finally our industry is getting some cool new thoughts about how to help you! Woohoo.